Rideshares are popular ways to get around this day and the two biggest companies in the market are Uber and Lyft. And just like any other driver on the road, they are prone to errors that can cause serious or deadly accidents. These major rideshare companies have insurance policies in place to help cover accidents but the status of the driver at the time of the accident can make a difference in the coverage amount.
Uber and Lyft Driver Status Insurance Coverage Amounts
Here’s a look at the impact the status of a driver can have on a rideshare car accident lawsuit.
- Off-Duty – When the driver isn’t logged into their app (aka they are unavailable and offline), company insurance won’t apply. Rather, it will be the individual insurance of the driver that we will be filing a claim against.
- Available – When an Uber or Lyft driver is logged into their app and available for hire, the company’s insurance policy will cover up to $50,000 bodily injury coverage per person, up to $100,000 in liability for total injuries per crash the driver causes, and $25,000 in property damage the driver caused. But they don’t just give this money away—like any insurance company they fight to keep it which is one of the many reasons we can help you.
- On their way to pick up a passenger – When a driver is hired and on the way to pick up a rider, the rideshare company’s liability insurance coverage increases to $1 million.
- A passenger in a car and on their way to their Destination – When the rideshare driver picks up the passenger and is on their way to the riders’ destination, the Uber or Lyft policy covers $1 million in liability and another $1 million for bodily injuries.
Talk to a TOP Kansas City, MO Uber and Lyft Accident Attorney
The experienced Kansas City Uber Accident Attorneys at Krause & Kinsman know how to win rideshare accident cases. Call us at (816) 307-2352 or contact us online to schedule your initial free consultation today. We take all our cases on a contingency fee basis meaning you don’t pay us a thing until we get you paid!
Adam Krause is a personal injury, mass tort, business litigation, and employment discrimination attorney who practices in Kansas City, Missouri. He graduated from the University of Missouri Kansas City School of Law and has been practicing law for several years now. Adam Krause has made a career of taking complicated litigation and presenting it in the most elementary terms for a jury of your peers to understand. Learn more about his experience here.