Over 24 million people visit Kansas City each year for business and pleasure. Many of them rely on taxis to get around while in town. Many locals also rely on taxis to get around, especially in downtown. But when someone gets hurt in a taxi cab accident, special rules can apply to getting compensation. If you’ve been injured by a negligent taxi driver or you’ve been hurt by an uninsured driver while you were a passenger in a taxi cab, you have rights. You should never settle with an insurance company or discuss your case with an adjuster until you’ve spoken to a Kansas City auto accident lawyer. There are several things you should know about filing a claim for injuries sustained in a taxi cab.
Higher Insurance Requirements
Missouri law requires all vehicle owners to carry minimum liability insurance in an amount of at least $25,000 per person and $50,000 per accident. It also requires property damage coverage of at least $10,000.
Taxi companies in Missouri must carry more insurance than what is required of regular vehicle owners. This makes sense, because taxis typically operate for longer hours and drive more than the typical driver. For this reason, taxis must be insured for at least $50,000 per person and $100,000 per accident, plus a minimum of $25,000 in property damage coverage. It is not sufficient for a taxi cab owner to carry the lesser, minimum coverage used by the general public.
Uninsured Motorists are Also Protected
Missouri also requires all drivers to carry at least $25,000 per person in uninsured motorist coverage. This type of insurance covers you and your passengers when injured by a negligent driver who carries no insurance. Taxi cab companies must carry $50,000.
Taxi Passenger Bill of Rights
All Kansas City taxi passengers have a specific Bill of Rights outlined by the City government of Kansas City, Missouri. These rights include the right to have the following, among others defined by law:
- The right to a courteous driver
- The right to a clean cab
- A cab with working air conditioning and heating
- Smoke-free taxi
- Take the most direct route (or passenger’s preferred route)
- Clear explanation of the fare
- A receipt
- Be allowed to use a credit card
- Use of a meter to determine the fare
Your Rights in a Taxi Cab Accident
If you are involved in a motor vehicle crash in Kansas City, and a taxi is involved, you have a right to seek legal representation and have an attorney assist you with your claim. Don’t assume the taxi company will treat you fairly or voluntarily compensate you for your injuries. Sometimes more than one person is responsible. In situations involving multiple negligent drivers, you should expect that the parties will fight hard not to pay for your injuries.
The experienced personal injury lawyers of the Krause and Kinsman Law Firm will work to protect your interests and fight for compensation for your injuries. Whether you live in Kansas City or were hurt while traveling, our office can help. Call or visit us online to schedule a free consultation today.
Robert Kinsman is a personal injury, mass tort, business litigation, and employment discrimination attorney who practices in Kansas City, Missouri. He graduated from the University of Missouri Kansas City School of Law and has been practicing law for several years now. Robert Kinsman is passionate about normalizing the life of his clients after they have been seriously injured. Learn more about his experience here.