The moments after a car accident are scary. Not knowing whether you are injured, trying to recap what happened, and wrapping your head around the potential financial damages can be overwhelming. The first thing to do is take care of yourself and those around you. If you or someone else is injured, call 911. If no one is injured, do what you can to get your vehicle off the road to avoid any further danger. If you cannot move your car without causing further damage, do not try to do so.
When talking with the other driver be sure not to talk about fault. Do not apologize or blame. You should only talk to the other driver to gather information. Be sure to gather the below information from anyone involved in the car accident:
- License plate number;
- Insurance carrier and policy number; and
- Phone number or email address.
You should also take pictures of the damage, note the location of the incident, and gather the names and badge numbers of any officers on the scene. The police should provide you with a copy of the accident report as well. Once you have all the necessary information, your insurance should provide a tow truck to tow your car to a mechanic. Be sure to seek medical attention if needed.
Insurance Settlement & Personal Injury Attorneys
After a car accident, you will undoubtedly have to work with insurance agencies to ensure you receive adequate compensation for medical expenses, lost wages, property damage, and pain and suffering caused by the car accident. Whether you feel the accident was your fault or not, you should contact your insurance agency as soon as you are able. It is always a good idea to provide all details and any photos of the accident to the insurance agent. The insurance adjuster will undergo an investigation by looking at photos, medical reports, and interview reports to calculate the value of the damages. Once the adjuster offers you a settlement, you can deny it if you think it is too low. The appeals process can be very complicated and confusing. If you feel the settlement amount you have been offered for damages resulting from a car accident is too low, it is important to contact an experienced car accident attorney today to discuss your options. Contact a Kansas City, Missouri, car accident attorney at the Krause & Kinsman Law Firm today for a free consultation.